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What's covered
Key benefits and options we help you compare — exact terms depend on the insurer and plan you choose.
1st Class insurance (all risks)
2nd Class insurance
3rd Class insurance
Car for rent insurance cover
Fire, theft, flood cover
Dealer garage, contract garage
Unnamed driver, named driver
Deductible options
Third party bodily injury
Third party property damage
Medical expense
Bail bond
Accessories cover
Roadside service
24-hour claims hotline, Thailand-wide
Electric car insurance (BYD, Tesla, Ora, Neta, Deepal, Changan and more) — online quotation via Roojai
Compulsory motor insurance (Thailand)
Reference limits for compulsory motor insurance in Thailand — confirm current figures with your policy documents.
Limit of liability — preliminary compensation (without proof of fault)
- Actual medical expenses: not more than 30,000 Baht
- Loss of life, loss of organs or permanent disability: 35,000 Baht per person
- Maximum coverage, including preliminary coverage: not more than 50,000 Baht
Liability to victim
- Loss of life, permanent disability: 500,000 Baht per person
- Bodily injury: 50,000 Baht per person
- Daily compensation (inpatient): 200 Baht per day, max 20 days — not exceeding 4,000 Baht per person
- Total not exceeding 204,000 Baht per person. Total liability 5 million Baht maximum
Insurers we work with
We recommend insurance products from Allianz, MSIG, AXA, LMG, and Roojai for your car insurance.